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Cost of bad habits adds up, just think what you could buy

Updated: Wednesday, October 16 2013, 06:50 PM CDT
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A cigarette here, a few drinks there and choosing potato chips over baby carrots all add up. Indulging in vices is often portrayed as the fun part of life, but letting bad habits go unchecked can have a deleterious effect on your wallet -- not to mention your health.

But don't worry; you can change. A study by researchers at University College London in the United Kingdom shows that it takes a little more than two months on average to break a bad habit and form a new one.

The first step to kicking a bad habit is to understand exactly how it impacts you. Here's how a few of the most common bad habits wreak havoc on your budget every year. Bankrate shows how you can reverse the trend and amass some serious money instead by annually investing those funds in a long-term savings vehicle that returns a modest 6 percent a year on average.

To keep reading, click here and then navigate through the slide show by click the right arrow to see how much it costs: of bad habits adds up, just think what you could buy

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